Phone:
(701)814-6992
Physical address:
6296 Donnelly Plaza
Ratkeville, Bahamas.
Revolutionizing Order Financing in the Retail Industry with Panji
Unlocking the Power of Technology for Flexible Order Financing.
Quality. Safety. Reliability. Every time.
Your All-in-One Financial Hub
Take control of your finances with our comprehensive suite of tools.
Digitized Financial Platform
Manage your money online in one secure place.
Record-keeping Tools
Track your income and expenses effortlessly.
Financial Literacy Programs
Learn how to make smart financial decisions.
Order Management & Tracking
Follow your purchases and bills easily.
Have a look!
Our App at Glance
Easy Login: No Passwords, No Hassle
Experience seamless access with our mobile number OTP verification
Minimal Documentation & Collateral-Free Loans
Simplify your loan application process with minimal paperwork
Faster Loan
Approvals
Approvals
Get your loan approved quickly and efficiently
One-Click Credit Score
Check
Check
Stay on top of your credit health with just a single click
Effortless Invoice
Scanning
Scanning
Simplify your expense tracking with our easy invoice scanning feature
No Hidden
Charges
Charges
Enjoy transparency with no hidden fees or charges
Business opportunities are like buses, there’s always another one coming.
Richard Branson
Founder - Virgin Group
Easy Loan Approval
4 Steps Process
Follow our simple four-step process to get your loan approved quickly and easily. Start by uploading your documents, check your eligibility, apply for the loan, and receive approval. It’s that straightforward!
01
Upload Documents
Submit the required documents to start your loan application.
02
Check Eligibility
Verify if you meet the criteria for loan approval.
03
Apply For Loan
Complete and submit your loan application form.
04
Approved
Your loan has been approved and is ready for disbursement.
Did you know?
Our Supply Patterns
Door-to-door
For small shops, agents go on field visits or suppliers carry goods on a small vehicle, deliver items as many as asked, update the register and/or collect cash
Wholesaler / Distributor
Shops manage a list of supplies for each of their suppliers, and call, WhatsApp, SMS or email their lists to wholesalers or distributors, payment terms are shared, and order is delivered or picked up, payment follows
Direct
Shops place their order to the manufacturer’s directly through their website or orders are given to designated salespersons, payment is upfront or with shared terms, order is delivered or picked up
New age suppliers
Either shops enter all their orders on the app/web-based commerce marketplace, goods are delivered, and payment options are available, or shops buy from cash and carry megastores
Panji helps finance orders
Panji will digitize ordering workflow and also allow buyers to make payments without availing financing.
Years of Experience
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Awards Winning
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Happy Customers
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Projects Completed
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Interest Rates
Finance
Loan Default
The interest rate is the cost of borrowing money. It's expressed as a percentage and represents the fee charged by a lender to a borrower for the use of their money.
Loan default occurs when a borrower fails to meet the terms of a loan agreement, such as missing a payment or not paying the full amount due.
Loan Repayment
Finance
Loan repayment is the process of paying back a loan, including both the principal amount borrowed and the interest accrued on that amount.
Loan and Finance
Financial Literacy
Finance
Budgeting
Finance
Finance
Tax Planning
Budgeting is the process of creating a plan for managing income and expenses. It involves tracking income sources, identifying spending categories, and allocating funds to meet financial goals.
Tax planning involves strategies to minimize tax liability legally. This can include taking advantage of tax deductions, credits, and exemptions.
Financial Goals
Finance
Financial goals are specific objectives related to money. They can be short-term, such as saving for a vacation or a new car, or long-term, such as buying a house or retiring comfortably.
Financial Planning
Financial Literacy
Onboarding
Technical
Check your Credit score
Easy Login with Mobile number and OTP and give basic business details to create profile and onboard on the app.
You can check you credit score in the app which will be generated after uploading the documents.
Complete Profile
Technical
Upload your Personal, Business & Financial documents to complete your profile on
Panji.
App flow
Technical Literacy
Technical
Create order
Technical
Pay by Panji
On the order page create a new order by simply scanning your invoice and filling the details of order.
When you select the "Pay by Panji" option then you should insure that you have taken loan in your Panji account on the basis of your credit score so that Panji can pay the order amount to vendor from your loan
Payment for order
Technical
After your order approval you can pay the vendor the amount by your own or you can select the option pay by Panji.
App flow
Technical Literacy
Technical
Experience Seamless Order Financing Like Never Before
